Would you like to retire your mortgage early?

With our bi-weekly mortgage service and universal life insurance policy, you could do just that!

A special benefit plan developed by National Mutual Benefit:

• Offers you the opportunity to reduce the term of your mortgage by several years.
• Could Potentially save you thousands of dollars in mortgage interest.
• Provides life insurance protection that may be used to pay off your mortgage should anything happen to you or your spouse.
• Works with your current mortgage and is transferable if you refinance or purchase a new home.
• Can be initiated without refinancing or credit approval.
• Features convenient, electronically drafted mortgage payments every two weeks.

The following illustration compares a standard monthly mortgage (Homeowner A) with NMB's Bi-Weekly Mortgage Life Insurance Benefit Plan (Homeowner B) on a 30-year, fixed-rate $180,000 loan at 5.5% interest, including $350/month taxes and $60/month homeowners insurance. It is based on a male, age 30 with a $180,000 UL policy, non tobacco rates.

* The life insurance cash value for this UL policy is based on 6% interest for all years shown. The guaranteed rate is 4.0%. Results may be more or less favorable and will vary based on each individual situation. A full illustration that includes guaranteed elements and other important information is available on request.

National Mutual Benefit is authorized to conduct business in Arizona, Colorado, Illinois, Iowa, Michigan, Minnesota, Montana, Nebraska, North Dakota, South Dakota, Wisconsin, and Wyoming. Not all products described are available in all of these states. The product described is not available in Arizona, Michigan and Montana. Life insurance policies contain exclusions, limitations, reduction of benefits and terms for keeping them enforced. Your licensed insurance agent can provide you with costs and complete details.

Policy Forms 0108 and 1308